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In 2006, Carol Dweck defined growth mindset in her book Mindset: The New Psychology of Success. Dweck began by exploring student’s attitudes toward failure and success, which led to the conclusion that people have either a growth mindset or a fixed one. The theory suggests that with a growth mindset, if you put in the time and effort to achieve something and believe that you can, you will.  


This theory can be applied in everything from improving grades, personal behavior and even your finances.  How we manage our money has more to do with learning to see money as a tool for growing our wealth rather than an asset just to buy things.


Financial Growth Mindset is a free 4 week study for youth from the ages of 12-19 focused on principles from the book Rich Dad, Poor Dad written by Robert Kiyosaki.  From there, they will have an option to join Future in Focus. A group that will extend their knowledge about financial literacy and how to create habits that will lead to saving and investing to ultimately create wealth. In order to participate in this group, there is a requirement to open a personal savings account and make monthly deposits. 



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